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Đề bài: In many countries, students leave school with no understanding of how to manage their money. Why is this case? What can be done to improve students’ understanding of personal finance management?

Some academics argue that graduates are lacking money management skills in many nations over the world. This is due to students having no full awareness of finance and the school now should have several training courses for them to enrich their knowledge of managing money.
Many students do not know how to manage and allocate their money in a proper way because of their lacking finance knowledge. They are now dependable on the allowance given by their parents and there are no core subjects that impart knowledge about money allocation in the school. As a result, students do not have any information and consciousness about how money would affect their life in the future. For example, American students need to pay for their student loans when entering the university. However, not many of them do not know how they can afford to pay and this leads to an increasing dropout rate in the U.S.A recently.
To improve students’ understanding of money management, the school should take place several training courses about finance for their students. Since personal finance is not a core subject in the school yet, students can learn from these optional courses to discover more about how to use money. Parents could be their partners to participate in several activities to help their children are fully aware of the money obtained monthly. For example, many personal finance programs have taken place in China’s schools during the summer to raise awareness of money management skills for both parents and children. They are responsible for the allowance they give and be given.
In conclusion, students are not really good at personal finance management due to the fact that they do not have a high awareness of money which is not taught in school and this knowledge should be generated by several optional training courses to help them improve their money management skills.